It is correct, but even worse than that.
All 32-bit client versions of Windows (not just XP/Vista/7/8/10) have a
4GB address space (64-bit versions can use much more). That's the
theoretical upper limit beyond which you can not go.
But you can't use the entire address space. Even though you have a 4GB address space, most people can only use *around* 3.1GB of RAM. That's because some of that space is used by hardware and is not available to the operating system and applications. The amount you can
use varies, depending on what hardware you have installed, but can range from as little as 2GB to as much as 3.5GB. It's usually around 3.1GB.
Note that the hardware is using the address *space*, not the actual RAM itself. If you have a greater amount of RAM, the rest of the RAM goes unused because there is no address space to map it to.
it is correct that windows 10 32bit only recognizes 4GB of ram. I currently have 16GB and just saw the limitation if that is correct.
answers.microsoft.com